Welcome to FHFA — the regulator and conservator of Fannie Mae and Freddie Mac and the regulator of the 12 Federal Home Loan Banks

 
FHFA Resources for...
 Home Affordable Refinance Program (HARP)
 
For a mortgage to be considered for a HARP refinance, it must be owned or guaranteed by Fannie Mae or Freddie Mac.
To determine if your loan is owned or guaranteed by Fannie Mae or Freddie Mac, you should contact your mortgage servicer who should verify that information for you.
Also, you may verify it yourself by going to the following link: www.makinghomeaffordable.gov/get-assistance/loan-look-up/Pages/default.aspx.

If your loan is a Fannie Mae loan, you may obtain more information on the program, at http://www.knowyouroptions.com/options-to-stay-in-your-home/refinance-option.

If your loan is a Freddie Mac loan, you may obtain more information at http://www.freddiemac.com/avoidforeclosure/alternatives_to_foreclosure.html#refinance.

If your loan is not a Fannie Mae or a Freddie Mac loan, your loan is not covered by the HARP refinance program. You may want to contact your servicer or other lenders to discuss
refinance programs you may be eligible for. For more information see:  FHFA HARP page.
 
Careers Available at FHFA

FHFA:  MORE THAN A JOB - MAKING A DIFFERENCE!

If you are a professional with experience in secondary mortgage markets, affordable housing policy, financial economics, risk management, complex data analysis, financial
modeling, or applied econometrics, consider applying to the Federal Housing Finance Agency (FHFA) today! We currently have openings for accountants, economists, examiners and financial analysts
 as well as administrative and other positions.
At FHFA employees enjoy all the standard federal benefits plus additional agency benefits, including flexible work sites and schedules as well as a 401K plan administered by T. Rowe Price.
We also are not tied to the traditional government pay system, and our salaries are competitve in the housing finance job market and dependent on education, experience, and work site location.

Salary ranges for FHFA positions are as follows:

  • Entry-Level (Grades EL - 5/7/9): $36,711 to $93,465
  • Journeyman (Grades EL-11 - EL 14): $71,610 to $180,501
  • Managers and Experts (Grade EL-15):  $128,811 to $218,978

For detailed information on open positions and how to apply, click here.

News Center Highlights House Price Information*
News Releases - RSS 2.0

News Releases

- 2012
  January 26 FHFA Reports Mortgage Interest Rates
  January 25 FHFA House Price Index Rises 1.0 Percent in November
  January 23 FHFA Releases Analysis on Principal Forgiveness As Loss Mitigation Tool
More
Statements - RSS 2.0

Statements

- 2012
  January 27 Statement of FHFA Acting Director Edward J. DeMarco on the Announced Changes to HAMP
  January 10 Statement of FHFA Acting Director Edward J. DeMarco on Michael Williams Announcement
More
Testimonies & Speeches - RSS 2.0

Testimonies & Speeches

- 2011
  December 1 Statement of Edward J. DeMarco, Acting Director of the Federal Housing Finance Agency Before the House Financial Services Subcommittee on Oversight and Investigations
  November 16 Statement of Edward J. DeMarco, Acting Director of the Federal Housing Finance Agency Before the U.S. House of Representatives, Committee on Oversight and Government Reform
More

House Price Calculator House Price Index
Calculate the current estimated dollar value of your home using FHFA's House Price calculator 

Calculate Download the latest House Price Index for the 3rd Quarter 2011 in PDF format HPI
          *HPI Release Dates for 2011 and 2012 
Housing Market IndicatorsClick here for more information on housing markets and housing finance...
  Mortgage Rates
Freddie Mac's Weekly Primary Mortgage Market Survey Current week (ending January 26, 2012 ) Previous week (ending January 19, 2012 )
30-Year Fixed Mortgages 3.98 % 3.88 %
15-Year Fixed Mortgages 3.24 % 3.17 %
5/1-Year Adjustable Rate Mortgages 2.85 % 2.82 %
1-Year Adjustable Rate Mortgages 2.74 % 2.74 %

House Prices
FHFA House Price Index (HPI) Quarterly
Price Change
(2011Q2-2011Q3)
Four-Quarter
Price Change
(2010Q3-2011Q3)
All-Transactions U.S. Index +0.9% -4.3%
"Purchase-Only" U.S. Index (Seasonally Adjusted) +0.2% -3.7%